Swiss loan without database record and without pre-payment

Swiss loans are becoming increasingly popular. But everyone should be careful to include a loan that does not require any initial costs. Basically, there are several providers in which a loan can be taken from Switzerland. Not only the cost of the loan alone, the lending rates, should decide where the loan is ultimately taken. The credit costs are just as crucial. In the case of a loan from Switzerland, there are costs for processing, which is referred to as a processing fee. Expensive can also often be the credit intermediation. Nobody can directly take out a loan in Switzerland. It requires the work of a credit intermediary who establishes contact with the banks. And this will demand a commission.

Why a Swiss loan should be taken

Why a Swiss loan should be taken

A Swiss loan is always an option if a Germany does not approve a loan. This may be the case if the database information is negative. Previous defaults lead to an entry in the databaseakte, which has a negative effect on other credit transactions. In Germany the database is a duty for the banks. Similarly, it is also a duty if this has negative remarks to approve no more loans. In Switzerland, there is no connection to the database, so that a borrowing is quite conceivable.

The Swiss loan is secured solely on the income of the applicant. Not only does it have to be an income, it also has to be high enough. A serious loan without databaseauskunft will not be awarded if there is no income. How high the income must ultimately be depends on the individual requirements. How many people need to be supported by the income is the size of the calculation. The more, the higher the income has to be.

Pay attention to the cost of the loan

Pay attention to the cost of the loan

It is currently recognizable that more and more agents are coming to the market. The demand for databasefreie loans has increased enormously. It should always be looked at how the loan is offered. One is the interest that should be important for the decision. A Swiss loan is more expensive than a loan where the database check is made. However, it should not be the case that interest rates are higher than 10 or even 15%. Usurious rates are a sign of dubious machinations.

Another point that keeps attracting attention is the placement cost. They should stay in a frame that is quite payable. Either a flat rate or a percentage based on the loan amount should be used. It is also very important for a Swiss loan that the intermediary only gets the fee after successful work. Agents who pay for their work before the loan is actually paid off are highly dubious. The credit databasefrei without pre-costs from Switzerland can be found on the market. And exactly one should be included.